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Default Risk Account Manager (North East & Scotland)

Cox Automotive is the world's largest automotive service company, providing solutions to clients at every stage of the vehicle lifecycle. We help dealers, manufacturers, fleet and leasing companies.
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Field Based - North East / Scotland

NextGear Capital a Cox Automotive brand, offers Stocking Plans ideally suited to the way used vehicle dealers buy and sell their stock. 

Since launching in 2014 we have broadened our product range to offer Stocking Plans to both independent and franchised used vehicle dealers selling used cars and LCVs. We are now partnered with over two thirds of the auctions in the UK with additional wholesale sources and have welcomed over 1500 dealers on board.


Reporting to the Senior Risk Account Manager, the Default Risk Account Manager (DRAM) is a Field based Risk position mainly remote working with occasional visits to head office in Chester. There may be the occasional overnight stay but mainly working within a set area. DRAMs are 40% negotiations/collecting, 40% training/coaching and 20% administration, reporting (report writing). 

You will be responsible for risk mitigation which will be achieved through risk analysis, negotiations, collections and mentoring/training/Dealer re-education. Ensuring you execute timely dealer visits and collection efforts, you will be responsible for an area in and around your place of residence. It is your responsibility to evaluate a Dealer’s “health” depending on risk indicators, current stock situation and then report your findings back to head office for collaborative decision making. You will then execute/put into action plans agreed to best protect NextGear Capital’s investment.

Skills / Experience:

  • Field based experience with a collections / stock auditing / recovery background
  • Ideally within cars, motorbikes, caravans etc... 
  • Flexibility to work remotely and travel to different parts of the region at short notice
  • Communication skills
  • Face to face negotiation skills
  • Identify, monitor and resolve default accounts


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Field Based - UK

B4 7DA Birmingham Directions

Perks & Benefits

All of our team members are unique. 

That's why we offer a range of benefits to give our people the opportunity to choose what works best for them.

Here's just a few...

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At Cox Automotive, we love to celebrate individual achievements as well as career success.

Georgia, Auction Assistant at Manheim Plymouth, recently did something out of this world to honor her dads legacy!

“Before my Dad passed away,” explains Georgia, “we talked about the possibility of doing a charity sky-dive. After he died, I knew that I had to focus my thoughts and attention on trying to do something positive to help other people. “I wanted to make him proud and because the staff at the hospital were so amazing – I pushed myself to raise as much money for them as possible. My team, and our wider Cox Automotive family, have been incredible in their support. I’ve been overwhelmed with the donations that everyone has made!”

Georgia raised an amazing £3,206.14 for the Brent, Bracken and Birch ward in Derriford Hospital, Plymouth. The hospital is putting the money towards extending a specialist suite, which provides accommodation for patients who must be in isolation and will be replacing broken TVs with brand new ones for patients to enjoy.

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